Many people tend to make way too many changes to their financial plans. They see something on TV, they hear something at a wedding dinner, they get an idea and they are off acting upon the latest stock rumor.
Remember ~ compound interest is your friend. Too many "get rich fast" schemes fail. Most people have heard of the tortoise and the hare story. The two completed in a race and everyone was convinced that the hare will win beacuse of his speed. However, the hare was overly-confident and took a nap in the middle of the race, thinking that he can easily make a final dash to the finish line. In the end, the tortoise who just plodded steadily along, reached the finish line before the hare and won the race.
The moral: Start saving early, save often and never stop.
In the coming new year, I wish all of you Good Health and Wealth in abundance! Enjoy!